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Disclaimer Information

The Disclaimer information below should be read in conjunction with the Terms of Use, Privacy Policy, Cookie Policy, and Copyright Policy as detailed on our site, which sets forth the terms, rules and policies governing your use of the website.


Please review this Disclaimer section, for all terms, disclaimers, and conditions, that forms part of the Terms of Use and user agreement for this Site.


Our Commitment

Churchill is committed to keeping this Site up to date, and accurate. Should you encounter anything that is incorrect or out of date, we would appreciate it if you could let us know.

Please indicate where on the Site you read the information. We will then look at this as soon as possible.

Please send your feedback and correspondence in this regard by email to: webmaster@churchill.co.za.


The information contained in this Site is for general information purposes only. Below is the excerpt from the general terms and conditions of use as relates to our Disclaimer for use of the Site.

9.1. The Site and all information, content, tools, and materials are provided by Churchill on an “as is” and “and available” basis, unless we inform you in writing.

9.2. Churchill does not guarantee the operation of the Site or the information, content, tools or materials on the Site. You agree that you use the Site at your own risk.

9.2.1 The information contained in this Site is for general information purposes only.

9.2.2 The information is provided by Churchill and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Site or the information, articles, blogs posts, comments, products, services, or related graphics contained on the Site for any purpose.

9.2.3 Any reliance you place on such information is therefore strictly at your own risk.

9.3. Churchill does not guarantee that (i) the Site; (ii) the information, content, tools or materials included on the Site; (iii) the Churchill servers; or (iv) that any electronic communications sent by us are free from viruses or other harmful components. Churchill will not be liable for any damages of any kind arising from your use of the Site or from any information, content, tools or materials included on or otherwise made available to you through the Site, including for direct, incidental, punitive and/or consequential damages.

9.4. We are fully committed to providing you with the best possible service. However, we are not responsible for:

9.4.1. any interrupted, delayed or failed transmission, storage or delivery of information due to a power failure, equipment or software malfunction, natural disasters, fire, labour unrest, or any other cause beyond the reasonable control of Churchill; or

9.4.2. any inaccurate, incomplete or inadequate information obtained from the Site supplied by you.

9.5. Neither will we be responsible for any loss or damages including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this Site or using our services that may arise from:

9.5.1. any of the events described in this paragraph or the paragraphs above; or

9.5.2. your actions or omissions that result in a breach of this user agreement; or

9.5.3. any links to other websites from the Site. You also acknowledge that we cannot control the content of or the products offered on those websites; or

9.5.4. a denial of access to the Site should we believe or have reason to believe that you are conducting activities that are illegal, abusive, would attack the integrity of the Site or put Churchill in disrepute; or

9.5.5. your reliance on any of the information, content, tools or materials that you obtain from the Site.

9.6. It is very important that you acknowledge and understand that the information included on the Site should not be regarded as either advice or an intermediary service in terms of the Financial Advisory and Intermediary Services Act of 2002. Please consult with your financial adviser should you require any financial services or financial advice.

9.7 Through this Site, you are able to link to other websites which are not under the control of Churchill. We have no control over the nature, content, and availability of those websites. The inclusion of any links does not necessarily imply a recommendation or an endorsement of the views expressed within them.

9.8 Only duly authorised staff acting within the scope of their authority are able to bind Churchill contractually. Unless expressly indicated, and contracted as such, nothing in this Site constitutes an offer, warranty or representation from us.

9.9 Any views or opinions expressed are solely those of the author and do not necessarily represent those of Churchill, its shareholder or directors.

9.10 The use of the Site, and all its components (including forums) is subject to the Terms of Use. The mere use of this Site implies the knowledge, and the acceptance of these Terms of Use.

In relation to email communications received from Churchill, the detailed disclaimer can be found HERE.